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You’ve paid your dues over the years. Now it’s time for a checking account that pays you — and includes plenty of perks.

Key Features

  • Competitive Interest1
  • Digital Banking2
  • Available for Wyoming customers age 50 and older
  • Earn competitive interest on your balance1
  • Avoid the $4 monthly maintenance fee by maintaining a daily balance of at least $500
  • Nationwide, surcharge-free ATM transactions
  • Identity Theft 911 Resolution service
  • Free notary service
  • Additional perks:
    • 25% discount on annual safe deposit box rentals
    • No per item charge
    • 2 boxes of free personalized checks per year
    • No charge for bank checks or money orders (limited to 3 per month)
    • No First State Bank fees for Money Pass ATM use
  • Free digital banking services2, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free Visa® debit card3
  • $100 minimum deposit to open
  • Available for Nebraska & Colorado customers age 50 and older
  • Earn competitive interest on a balance over $5001
  • $4 monthly maintenance fee
  • No minimum balance requirements
  • Nationwide, surcharge-free ATM transactions
  • Free notary service
  • Increased protection:
    • Identity Theft 911 Resolution service
    • Overdraft privilege available (up to $800 — restrictions may apply)
    • $10,000 24-Hour Accidental Death and Dismemberment insurance increasing to $150,000 common carrier coverage
    • Purchase protection & extended warranty
    • Payment card protection
    • Medical emergency data card
    • Rx Advantage Prescription Drug Program
  • Additional perks:
    • Free personalized First Rate Senior Checks or $6 discount on any style
    • Direct deposit
    • Free money orders
    • Free notary service
    • Everyday Rebate Rewards
    • Savers Club book
    • Free 2x5 safe deposit box for 1st year (based on availability)
    • Travel reservations & cash rewards
    • Key ring
    • Seminars & special events
    • Investment/Brokerage services
  • Free digital banking services2, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free Visa® debit card3
  • $100 minimum deposit to open

1Interest is credited monthly. Please call us for current rate. Variable interest rate, subject to change at any time, paid on the collected balance — compounded each statement cycle. Call your local New Accounts representative for rates in your area.

2Message and data rates may apply.

3Restrictions may apply.

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