Skip to content



From fee-free, nationwide ATM transactions to free digital banking2 and competitive interest1, this full-featured account is both convenient and economical.

Key Features

  • Competitive Interest1
  • Digital Banking2
  • Earn competitive interest on your balance1
  • Avoid the $5 monthly maintenance fee by maintaining a daily balance of at least $500
  • Nationwide, surcharge-free ATM transactions
  • Identity Theft 911 Resolution Service
  • Free notary service
  • Additional perks:
    • No per item charge
    • 2 boxes of free personalized checks per year
    • No charge for bank checks or money orders (limited to 3 per month)
    • No First State Bank fees for Money Pass ATM use
  • Free digital banking services2, including:
    • Free online banking & bill pay
    • Free mobile banking with mobile deposit
    • Free eStatements
  • Free Visa® debit card3
  • $100 minimum deposit to open

1Interest is credited monthly. Please call us for current rate. Variable interest rate, subject to change at any time, paid on the collected balance - compounded each statement cycle. Call your local New Accounts representative for rates in your area.

2Message and data rates may apply.

3Restrictions may apply.

We love our communities

And we’re not afraid to show it. From sponsoring local events to honoring those who give back.

Feel the Warmth