Chairman & Chief Executive Officer

Marvin Hefti
Chairman & Chief Executive Officer
Scottsbluff

Michael Downey
President
NMLS #469835
(308) 633-6108
Specializes in Ag, Commercial, Consumer & Real Estate Loans

Randy Olson
Senior Vice President
NMLS #469838
(308) 633-6115
Specializes in Commercial, Real Estate & Consumer Loans

Brad Bode
Vice President, Business Development

Jeff Reifschneider
Vice President, Loans
NMLS #944425
(308) 633-6123
Specializes in Agriculture and Commercial Loans

Martin Mickey
Assistant Vice President, Loans

Amy Smith
Assistant Vice President, Mortgage Lending
NMLS #1747029
(308) 633-6113
Specializes in Secondary Market and In House Real Estate Loans
Gering

Derek Manley
Assistant Vice President/Branch Manager

Nickole Sheldon
Assistant Vice President/Assistant Branch Manager
Colorado Springs

Ron Waller
Vice President, Branch Manager
Cheyenne Downtown

Stig Hallingbye
Market President

Chris Allred
Senior Vice President, Lending

Kevin Moffett
Assistant Vice President, Commercial/RE Officer
Cheyenne East

Nancy Udell
Vice President Lending/East Branch Manager
Laramie

Susan Bulgrin
Vice President/Laramie Branch Manager
First State Bank, NMLS #424227
NMLS is the legal system of record for licensing in all participating states, the District of Columbia and U.S. Territories www.nmlsconsumeraccess.org.