Deposits
First State Bank offers a variety of deposit accounts designed to meet your financial needs.
Checking Account Services
First Star Checking
First Star Checking with Interest** has great additional features. These benefits include: Unlimited checking, personalized checks, VISA check card, travelers checks, money order, and $10,000 accidental death and dismemberment insurance with the option to increase benefits.
Additional Features
- No Minimum Balance Required ($100 minimum opening deposit)
- Unlimited Checking
- Interest on Balances Over $500
- Free Personalized First Star Checking Checks or $6 Discount on Any Style
- Visa Check Card (Restrictions may apply)
- Direct Deposit
- Identity Theft Insurance
- Free Check Imaging and Check Safekeeping
- Free Bill Pay
- Free Money Orders
- Free Notary Service
- Free Online Banking
- Everyday Rebate Rewards
- Savers Club Book
- Overdraft Privilege Available (Up to $700) (Restrictions May Apply)
- Basic Plan-$10,000 24-Hour Accidental Death & Dismemberment Insurance Increasing to $35,000 Scheduled Airline Coverage (additional monthly fee for increased coverage)
Membership Fee: $6.00 per Statement Cycle
**Variable interest rate, subject to change at any time, paid on the collected balance - compounded each statement cycle. Call your local New Accounts representative for rates in your area.
First Rate Seniors Checking**
The First Rate Senior Checking account is designed for our customers 50 years of age and over. First Rate Senior Checking provides interest earnings, unlimited checking, free "Club" checks, various travel benefits and discounts, key ring and credit card protection, traveler's checks, and money orders. PLUS no balance requirements, Free Bill Pay, $10,000 accidental death insurance, increase to $150,000 common carrier accidental death insurance, buyer's advantage and extended warranty service, custom trip routing, local pharmacy discount card, medical emergency data card and free 3x5 safe deposit box for the first year (based on availability).
Additional Features
- No minimum balance required ($100 minimum opening deposit)
- Free personalized checks
- Interest on Balances over $500
- Unlimited checking
- Purchase Protection & Extended Warranty
- Free 2 x 5 Safe Deposit Box for 1st Year (Based on Availability)
- Travel Reservations and Cash Rewards
- Auto Trip Routing
- Medical Emergency Data Card
- Rx Advantage Prescription Drug Program & Liberty Direct Service
- Key ring
- Payment card protection
- Everyday Rebate Rewards
- Seminars & Special Events
- Investment/Brokerage Service
- Traveler's Cheques/Money Orders at no issue charge
- Direct Deposit
- Automatic Savings
- Free Notary Service
- Home Inventory Log
- Savers Club Book
- Almo, Avis, Hertz & National Car Rental Discounts
- VISA Check Card (Restrictions may apply)
- Free Bill Pay
- Identity Theft Insurance
- $10,000 24-Hour Accidental Death and Dismemberment Insurance Increasing to $150,000 common carrier coverage
Membership Fee: $4 per statement cycle
**Variable interest rate, subject to change at any time, paid on the collected balance - compounded each statement cycle. Call your local New Accounts representative for rates in your area.
Super NOW Checking**
This Super NOW account allows your money to work for you earning interest while maintaining the easy access of a checking account.
Additional Features
- Interest on balances $500 or more($100 minimum opening deposit)
- No per check charge
- Free Check Imaging and Check Safekeeping
- Free ATM Card
- Free ATMs^; Any machine, Any Bank, Nationwide
- Free Online Banking
- VISA Check Card (restrictions may apply)
$6 per month maintenance fee if minimum balance is below $500
**Variable interest rate, subject to change at any time, paid on the collected balance - compounded each statement cycle. Call your local New Accounts representative for rates in your area.
^ First State Bank will reimburse all foreign ATM fees into your acccount
Free Checking
First State Bank Free Checking offers unlimited checking with no balance requirements.
Additional Features
- No minimum balance($100 minimum opening deposit)
- No monthly service charge
- No per check charge
- Easy-to-balance Monthly Statement withFree Check Imaging and Check Safekeeping
- Free ATMs^; Any Machine, Any Bank, Nationwide
- Free Online Banking
- Free ATM Card
- Visa Check Card Available (Restrictions May Apply)
^ First State Bank will reimburse all foreign ATM fees into your account
Savings & Money Market Accounts
Regular Savings
First State Bank's savings account is a great way to set aside funds for that special event, purchase or simply to have reserve funds for a rainy day. ($25 opening deposit required in Ne, $100 in CO)
Money Market Deposit Account
First State Bank's Money Market Account allows your reserve funds to earn a competitive rate while maintaining easy access. ($800 minimum opening deposit required)
Certificates of Deposit
Basic Certificate Of Deposit
First State Bank offers certificates of deposit ranging in maturity from 3 to 60 months. These certifcates offer a competitive rate in addition to the safety and security of First State Bank's membership in the Federal Deposit Insurance Corporation (FDIC). ($500 minimum deposit to open)
Flex Certificate Of Deposit
First State Bank's 24 month Flex Certificate offers the same safety and security of our basic cetificates plus 3 additional features that make the certificate truly flexible. The first flex feature allows the interest rate to be changed once during the term, providing protection if interest rates increase. The second flex feature allows additional deposits to be added to the certificate in an amount equal to the original deposit. This provides the opportunity to lock in a rate for future deposits if interest rates should decrease. The third, and ultimate, flex feature allows withdrawal of any portion of the deposit that has been on deposit for more than 6 days without any penalty. This investment stands alone with its ability to offer security, protection for interest rate increases and decreases, and liquidity all with a competitive rate. ($500 minimum deposit to open)
Other Financial Services Available
- Nebraska's Long-Term Care Savings Plan for more information on this product visit http://www.treasurer.org/
- Health Savings Accounts
- Christmas Club Accounts
- ETA Savings Accounts
Account Disclosure
